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Cincinnati city, OH

ZIP 45225 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45225

Median Home Value
$108,400
Median Rent
$534
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$696/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45225 in Cincinnati city, OH, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $696. That is about 34% above the local median household income ($22,320), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
12.7%-81% vs US avg
x
Vacancy Rate
12.0%+16% vs US avg
x
Broadband Access
86.1%-1% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
5.8%-54% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
47.8%+25% vs US avg
x
$108,400
Home Value
$534
Rent
1959
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached24.4%
  • 1-unit attached10.5%
  • 2-9 units35.3%
  • 10+ units29.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,400
Median rent$534
Owner-occupied12.7%
Vacant12.0%
Price-to-income4.9x
Est. income to buy$30,000