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Cincinnati city, OH

ZIP 45219 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45219

Median Home Value
$222,500
Median Rent
$1,017
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,429/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45219 in Cincinnati city, OH, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,429. That is about 70% above the local median household income ($35,936), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
17.6%-73% vs US avg
x
Vacancy Rate
14.1%+37% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
35.5%-29% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$222,500
Home Value
$1,017
Rent
1956
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached24.9%
  • 1-unit attached4.8%
  • 2-9 units34.0%
  • 10+ units36.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,500
Median rent$1,017
Owner-occupied17.6%
Vacant14.1%
Price-to-income6.2x
Est. income to buy$61,000