US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 45214
  5. Housing & Real Estate
Cincinnati city, OH

ZIP 45214 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45214

Median Home Value
$102,000
Median Rent
$596
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$655/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45214 in Cincinnati city, OH, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $655. That is roughly in line with the local median household income ($26,348). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
24.3%-63% vs US avg
x
Vacancy Rate
19.2%+87% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.3%-27% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
25.6%-49% vs US avg
x
Mortgage-Free
46.9%+23% vs US avg
x
$102,000
Home Value
$596
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.0%
  • 1-unit attached8.4%
  • 2-9 units35.8%
  • 10+ units26.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$102,000
Median rent$596
Owner-occupied24.3%
Vacant19.2%
Price-to-income3.9x
Est. income to buy$28,000