ZIP Code 45160 — Owensville village, OH Demographics & Data

ZIP code 45160 covers Owensville, OH in Clermont County with a population of about 568.

At a glance, the area shows median age of 46.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 283, 513; U.S. House district OH-2; the CINCINNATI media market.

On socioeconomic markers, US5 shows a poverty rate of 39.6%; unemployment rate near 0.0%; 7.5% of adults with a bachelor’s degree or higher (about 26.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Professional services; about 1.3% of workers reporting work-from-home (about 13.9 points below the U.S. share (15.2%)); a mean commute of about 148.0 minutes (U.S. average near 26.8).

Median home value is about $140,200 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 26.5% (about 38.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45160 in Owensville, OH, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $901. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Owensville village, OH as Relatively Low (composite score 77.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.3) and wildfire (41.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Owensville village, OH show little to no average snow.

IRS migration statistics show a net inflow of about 24 for ZIP 45160 (Owensville village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.