US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 45102
  5. Housing & Real Estate
Amelia CDP, OH

ZIP 45102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45102

Median Home Value
$218,500
Median Rent
$775
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,404/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45102 in Amelia CDP, OH, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,404. That sits below the local median household income ($76,015), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.6%+6% vs US avg
x
Vacancy Rate
2.7%-74% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
14.4%-71% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$218,500
Home Value
$775
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.0%
  • 1-unit attached4.2%
  • 2-9 units10.9%
  • 10+ units10.4%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$218,500
Median rent$775
Owner-occupied69.6%
Vacant2.7%
Price-to-income2.9x
Est. income to buy$60,000