ZIP Code 45068 — Waynesville village, OH Demographics & Data

ZIP code 45068 covers Waynesville, OH in Warren County with a population of about 11,606.

At a glance, the area shows median age of 45.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 283, 326, 513, 937; U.S. House district OH-1; the CINCINNATI media market.

Median household income in ZIP 45068 is about $95,040 — about 26% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.8%; unemployment rate near 5.5%; 43.3% of adults with a bachelor’s degree or higher (about 9.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 14.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $325,000 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $997 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 82.6% (about 17.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 45068 in Waynesville, OH, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,088. That is roughly in line with the local median household income ($95,040). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Waynesville village, OH as Relatively Low (composite score 77.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (83.9) and wildfire (37.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Waynesville village, OH show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 492 for ZIP 45068 (Waynesville village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.