US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 45013
  5. Housing & Real Estate
Hamilton city, OH

ZIP 45013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 45013

Median Home Value
$217,200
Median Rent
$731
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,395/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 45013 in Hamilton city, OH, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,395. That sits below the local median household income ($72,932), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
6.1%-41% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.6%-58% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$217,200
Home Value
$731
Rent
1969
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.4%
  • 1-unit attached2.5%
  • 2-9 units8.2%
  • 10+ units6.2%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,200
Median rent$731
Owner-occupied73.2%
Vacant6.1%
Price-to-income3.0x
Est. income to buy$60,000