ZIP Code 44866 — Polk village, OH Demographics & Data

ZIP code 44866 covers Polk, OH in Ashland County with a population of about 2,454.

At a glance, the area shows median age of 34.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 419, 567; U.S. House district OH-4; the CLEVELAND - AKRON (CANTON) media market.

Median household income in ZIP 44866 is about $63,125 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 35.4%; unemployment rate near 1.5%; 19.3% of adults with a bachelor’s degree or higher (about 14.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $205,300 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $553 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44866 in Polk, OH, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,319. That is roughly in line with the local median household income ($63,125). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Polk village, OH as Relatively Low (composite score 46.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.2) and hurricane (43.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Polk village, OH show little to no average snow.

IRS migration statistics show a net inflow of about 104 for ZIP 44866 (Polk village, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.