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New Waterford village, OH

ZIP 44445 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44445

Median Home Value
$194,300
Median Rent
$458
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,248/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44445 in New Waterford village, OH, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,248. That sits below the local median household income ($90,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
14.8%-0% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
56.6%+48% vs US avg
x
$194,300
Home Value
$458
Rent
1968
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached1.2%
  • 2-9 units3.8%
  • 10+ units1.3%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,300
Median rent$458
Owner-occupied82.8%
Vacant5.0%
Price-to-income2.2x
Est. income to buy$53,000