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Mineral Ridge CDP, OH

ZIP 44440 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44440

Median Home Value
$159,300
Median Rent
$619
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,023/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44440 in Mineral Ridge CDP, OH, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,023. That sits below the local median household income ($67,805), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.7%+22% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
87.9%+1% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
11.9%-7% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
44.8%+17% vs US avg
x
$159,300
Home Value
$619
Rent
1974
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached2.9%
  • 2-9 units8.6%
  • 10+ units3.9%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,300
Median rent$619
Owner-occupied79.7%
Vacant5.6%
Price-to-income2.3x
Est. income to buy$44,000