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Hubbard city, OH

ZIP 44425 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44425

Median Home Value
$128,800
Median Rent
$636
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$827/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44425 in Hubbard city, OH, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $827. That sits below the local median household income ($62,287), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.4%+24% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
9.3%-81% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$128,800
Home Value
$636
Rent
1961
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.0%
  • 1-unit attached2.7%
  • 2-9 units5.3%
  • 10+ units3.9%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,800
Median rent$636
Owner-occupied81.4%
Vacant7.8%
Price-to-income2.1x
Est. income to buy$35,000