US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 44264
  5. Housing & Real Estate
Peninsula village, OH

ZIP 44264 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44264

Median Home Value
$354,900
Median Rent
$865
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,280/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44264 in Peninsula village, OH, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,280. That sits below the local median household income ($118,277), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.1%+41% vs US avg
x
Vacancy Rate
12.0%+16% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
32.7%-34% vs US avg
x
Mortgage-Free
34.4%-10% vs US avg
x
$354,900
Home Value
$865
Rent
1997
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.0%
  • 1-unit attached3.7%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other16.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$354,900
Median rent$865
Owner-occupied92.1%
Vacant12.0%
Price-to-income3.0x
Est. income to buy$98,000