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Garrettsville village, OH

ZIP 44231 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44231

Median Home Value
$204,700
Median Rent
$661
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,315/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44231 in Garrettsville village, OH, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,315. That sits below the local median household income ($85,455), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
4.9%-53% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
7.9%-46% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$204,700
Home Value
$661
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached2.3%
  • 2-9 units5.0%
  • 10+ units5.9%
  • Mobile home & other9.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,700
Median rent$661
Owner-occupied83.1%
Vacant4.9%
Price-to-income2.4x
Est. income to buy$56,000