US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 44145
  5. Housing & Real Estate
Westlake city, OH

ZIP 44145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44145

Median Home Value
$336,100
Median Rent
$1,346
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,159/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44145 in Westlake city, OH, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,159. That sits below the local median household income ($110,101), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
7.7%-26% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
7.7%-48% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
45.6%+19% vs US avg
x
$336,100
Home Value
$1,346
Rent
1983
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.2%
  • 1-unit attached9.2%
  • 2-9 units8.4%
  • 10+ units23.8%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$336,100
Median rent$1,346
Owner-occupied72.8%
Vacant7.7%
Price-to-income3.1x
Est. income to buy$93,000