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Cleveland city, OH

ZIP 44135 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44135

Median Home Value
$119,100
Median Rent
$758
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$765/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44135 in Cleveland city, OH, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $765. That sits below the local median household income ($48,930), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.8%-10% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
16.2%+27% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
42.4%+11% vs US avg
x
$119,100
Home Value
$758
Rent
1954
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.7%
  • 1-unit attached6.8%
  • 2-9 units8.5%
  • 10+ units8.9%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,100
Median rent$758
Owner-occupied58.8%
Vacant5.5%
Price-to-income2.4x
Est. income to buy$33,000