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Cleveland city, OH

ZIP 44114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44114

Median Home Value
$112,900
Median Rent
$1,249
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$725/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44114 in Cleveland city, OH, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $725. That sits below the local median household income ($45,400), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
7.8%-88% vs US avg
x
Vacancy Rate
22.6%+120% vs US avg
x
Broadband Access
81.8%-6% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
5.8%-54% vs US avg
x
Built Post-2014
6.0%-13% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
53.7%+41% vs US avg
x
$112,900
Home Value
$1,249
Rent
1967
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.8%
  • 1-unit attached4.3%
  • 2-9 units4.7%
  • 10+ units82.7%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,900
Median rent$1,249
Owner-occupied7.8%
Vacant22.6%
Price-to-income2.5x
Est. income to buy$31,000