US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 44102
  5. Housing & Real Estate
Cleveland city, OH

ZIP 44102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44102

Median Home Value
$99,300
Median Rent
$750
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$638/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44102 in Cleveland city, OH, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $638. That sits below the local median household income ($40,303), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
35.1%-46% vs US avg
x
Vacancy Rate
16.5%+60% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
6.8%-46% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$99,300
Home Value
$750
Rent
1938
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.3%
  • 1-unit attached5.8%
  • 2-9 units34.4%
  • 10+ units21.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,300
Median rent$750
Owner-occupied35.1%
Vacant16.5%
Price-to-income2.5x
Est. income to buy$27,000