US5.com
  1. Home
  2. States
  3. Ohio
  4. ZIP 44086
  5. Housing & Real Estate
, OH

ZIP 44086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44086

Median Home Value
$251,500
Median Rent
$770
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,616/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44086 in OH, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,616. That sits below the local median household income ($83,370), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
92.4%+41% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
93.3%+7% vs US avg
x
4+ Bedrooms
5.9%-60% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
37.7%-1% vs US avg
x
$251,500
Home Value
$770
Rent
1976
Year Built
2001
Moved In

Residents have lived here since ~2001 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.7%
  • 1-unit attached1.0%
  • 2-9 units1.5%
  • 10+ units0.0%
  • Mobile home & other8.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$251,500
Median rent$770
Owner-occupied92.4%
Vacant5.0%
Price-to-income3.0x
Est. income to buy$69,000