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Roaming Shores village, OH

ZIP 44085 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44085

Median Home Value
$161,900
Median Rent
$676
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,040/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44085 in Roaming Shores village, OH, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,040. That sits below the local median household income ($65,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.6%+32% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
6.8%-86% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$161,900
Home Value
$676
Rent
1983
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.2%
  • 1-unit attached0.7%
  • 2-9 units0.4%
  • 10+ units0.8%
  • Mobile home & other5.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,900
Median rent$676
Owner-occupied86.6%
Vacant7.3%
Price-to-income2.5x
Est. income to buy$45,000