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, OH

ZIP 44046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44046

Median Home Value
$202,900
Median Rent
$757
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,303/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44046 in OH, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,303. That sits below the local median household income ($73,372), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
90.6%+39% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
72.3%-17% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
24.6%-51% vs US avg
x
Mortgage-Free
36.1%-6% vs US avg
x
$202,900
Home Value
$757
Rent
1959
Year Built
2000
Moved In

Residents have lived here since ~2000 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.1%
  • 1-unit attached1.0%
  • 2-9 units0.0%
  • 10+ units1.1%
  • Mobile home & other4.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,900
Median rent$757
Owner-occupied90.6%
Vacant3.2%
Price-to-income2.8x
Est. income to buy$56,000