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, OH

ZIP 44028 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44028

Median Home Value
$313,400
Median Rent
$1,188
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,013/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44028 in OH, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,013. That is roughly in line with the local median household income ($86,991). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.1%+39% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
13.1%-11% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
40.0%-20% vs US avg
x
Mortgage-Free
44.4%+16% vs US avg
x
$313,400
Home Value
$1,188
Rent
1975
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.0%
  • 1-unit attached1.6%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$313,400
Median rent$1,188
Owner-occupied91.1%
Vacant3.2%
Price-to-income3.6x
Est. income to buy$86,000