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Ashtabula city, OH

ZIP 44004 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 44004

Median Home Value
$120,300
Median Rent
$619
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$773/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 44004 in Ashtabula city, OH, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $773. That sits below the local median household income ($49,507), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.3%+3% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
87.3%+0% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
48.7%+28% vs US avg
x
$120,300
Home Value
$619
Rent
1953
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached1.5%
  • 2-9 units10.4%
  • 10+ units7.4%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,300
Median rent$619
Owner-occupied67.3%
Vacant13.9%
Price-to-income2.4x
Est. income to buy$33,000