ZIP Code 42788 — undefined, KY Demographics & Data

ZIP code 42788 covers KY in Hardin County with a population of about 339.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-2; the LOUISVILLE media market.

Median household income in ZIP 42788 is about $53,668 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.9%; unemployment rate near 0.0%; 14.8% of adults with a bachelor’s degree or higher (about 18.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Other services, and Transportation; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $223,400 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42788 in KY, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,435. That is roughly in line with the local median household income ($53,668). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 75.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (73.7) and hurricane (40.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 52.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 42788 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.