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Elizabethtown city, KY

ZIP 42701 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42701

Median Home Value
$235,500
Median Rent
$763
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,513/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42701 in Elizabethtown city, KY, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,513. That is roughly in line with the local median household income ($68,715). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
34.6%-10% vs US avg
x
$235,500
Home Value
$763
Rent
1990
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.7%
  • 1-unit attached4.0%
  • 2-9 units17.9%
  • 10+ units6.9%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$235,500
Median rent$763
Owner-occupied62.2%
Vacant6.7%
Price-to-income3.4x
Est. income to buy$65,000