ZIP Code 42631 — undefined, KY Demographics & Data

ZIP code 42631 covers KY in McCreary County with a population of about 36.

It sits in telephone area code 606; U.S. House district KY-5; the KNOXVILLE media market.

KY fits a retirement-oriented profile (high share of residents 65+ (100.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 100.0%.

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 25.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (74.2) and hurricane (48.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 56.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 42631 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.