ZIP Code 42539 — Liberty city, KY Demographics & Data

ZIP code 42539 covers Liberty, KY in Casey County with a population of about 9,406.

At a glance, the area shows median age of 41.4 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-1; the LEXINGTON media market.

Median household income in ZIP 42539 is about $39,988 — about 47% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.3%; unemployment rate near 6.0%; 12.1% of adults with a bachelor’s degree or higher (about 21.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $129,600 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $474 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 73.9% (about 8.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42539 in Liberty, KY, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $833. That is roughly in line with the local median household income ($39,988). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Liberty city, KY as Very Low (composite score 37.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (48.8) and hurricane (44.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Liberty city, KY show little to no average snow and around 52.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 351 for ZIP 42539 (Liberty city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.