US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 42368
  5. Housing & Real Estate
, KY

ZIP 42368 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42368

Median Home Value
$133,200
Median Rent
N/A
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$856/mo PITI).

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 42368 in KY, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $856. That sits below the local median household income ($84,038), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
92.7%+42% vs US avg
x
Vacancy Rate
8.2%-21% vs US avg
x
Broadband Access
67.3%-23% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
58.8%+54% vs US avg
x
$133,200
Home Value
N/A
Rent
1993
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.5%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other43.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,200
Median rent$-666,666,666
Owner-occupied92.7%
Vacant8.2%
Price-to-income1.6x
Est. income to buy$37,000