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ZIP 42302
Housing & Real Estate

ZIP 42302 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42302

Median Home Value

$123,100

Median Rent

$597

Affordability Snapshot

$34,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$791/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42302, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $791. That is roughly in line with the local median household income ($31,019). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

31.9%-51% vs US avg

Vacancy Rate

17.2%+67% vs US avg

Broadband Access

87.5%+1% vs US avg

4+ Bedrooms

1.4%-90% vs US avg

Built Pre-1939

6.1%-53% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

18.4%-63% vs US avg

Mortgage-Free

29.0%-24% vs US avg

$123,100

Home Value

$597

Rent

1951

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached39.7%
1-unit attached2.2%
2-9 units43.9%
10+ units14.3%
Mobile home & other0.0%

ZIP 42302 — Housing & Real Estate

Housing & Real Estate in ZIP Code 42302

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