ZIP Code 42280 — undefined, KY Demographics & Data

ZIP code 42280 covers KY in Todd County with a population of about 407.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area codes 270, 364; U.S. House district KY-1; the NASHVILLE media market.

On socioeconomic markers, US5 shows a poverty rate of 25.8%; unemployment rate near 4.1%; 14.9% of adults with a bachelor’s degree or higher (about 18.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Public administration; about 11.0% of workers reporting work-from-home (about 4.2 points below the U.S. share (15.2%)); a mean commute of about 138.0 minutes (U.S. average near 26.8).

Median home value is about $113,200 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42280 in KY, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $727. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 28.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (30.1) and flood (29.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 52.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 42280 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.