ZIP Code 42214 — undefined, KY Demographics & Data

ZIP code 42214 covers KY in Metcalfe County with a population of about 664.

At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the BOWLING GREEN media market.

KY fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 42214 is about $48,281 — about 36% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 4.5%; 21.2% of adults with a bachelor’s degree or higher (about 12.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Transportation; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $160,800 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $578 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 83.2% (about 17.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42214 in KY, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,033. That is roughly in line with the local median household income ($48,281). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 21.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (33.0) and hurricane (30.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 53.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 42214 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.