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ZIP 42102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42102

Median Home Value
$285,073
Median Rent
$756
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,831/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42102, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,831. That is about 94% above the local median household income ($40,123), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
28.6%-56% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
88.1%+1% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$285,073
Home Value
$756
Rent
1984
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached26.1%
  • 1-unit attached2.9%
  • 2-9 units28.1%
  • 10+ units38.0%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$285,073
Median rent$756
Owner-occupied28.6%
Vacant6.8%
Price-to-income7.1x
Est. income to buy$78,000