US5.com
  1. Home
  2. States
  3. Kentucky
  4. ZIP 42101
  5. Housing & Real Estate
Bowling Green city, KY

ZIP 42101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42101

Median Home Value
$188,200
Median Rent
$727
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,209/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42101 in Bowling Green city, KY, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,209. That is roughly in line with the local median household income ($49,045). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
46.9%-28% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.6%-78% vs US avg
x
Rent Burden >30%
26.8%-46% vs US avg
x
Mortgage-Free
34.7%-9% vs US avg
x
$188,200
Home Value
$727
Rent
1989
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.6%
  • 1-unit attached1.9%
  • 2-9 units23.8%
  • 10+ units10.8%
  • Mobile home & other8.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,200
Median rent$727
Owner-occupied46.9%
Vacant9.2%
Price-to-income3.8x
Est. income to buy$52,000