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, KY

ZIP 42076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42076

Median Home Value
$154,900
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$995/mo PITI).

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 42076 in KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $995. That is roughly in line with the local median household income ($39,226). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 45% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
44.5%+333% vs US avg
x
Broadband Access
77.5%-11% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
3.4%-73% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
71.4%+87% vs US avg
x
$154,900
Home Value
N/A
Rent
1992
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.9%
  • 1-unit attached0.0%
  • 2-9 units5.2%
  • 10+ units0.0%
  • Mobile home & other37.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,900
Median rent$-666,666,666
Owner-occupied74.2%
Vacant44.5%
Price-to-income3.9x
Est. income to buy$43,000