ZIP Code 42069 — Lowes CDP, KY Demographics & Data

ZIP code 42069 covers Lowes, KY in Graves County with a population of about 1,114.

At a glance, the area shows median age of 46.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 42069 is about $45,391 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.7%; unemployment rate near 4.7%; 8.5% of adults with a bachelor’s degree or higher (about 25.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Retail trade; about 2.6% of workers reporting work-from-home (about 12.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $170,100 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $572 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 88.9% (about 23.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42069 in Lowes, KY, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,093. That is roughly in line with the local median household income ($45,391). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lowes CDP, KY as Relatively Moderate (composite score 84.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (56.8) and hurricane (48.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lowes CDP, KY show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 42 for ZIP 42069 (Lowes CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.