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Hardin city, KY

ZIP 42048 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 42048

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Hardin city, KY as Relatively Low (composite score 61.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (47.3) and hurricane (41.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Low
Risk index
61.9
Flood risk
47.3
Wildfire risk
28.6
Hurricane risk
41.9
Earthquake risk
92.6
Tornado risk
60.8
Winter weather risk
75.0
Hail risk
71.2

Climate & Weather in ZIP Code 42048

Climate normals for Hardin city, KY show little to no average snow and around 55.8 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
7b
Annual Snow Days
0
Annual Precipitation
55.81 in
FEMA NRI rating
Relatively Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone7b
Annual precip (in)55.81
Snow days0
Broadband access77.2%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Low
NRI risk index61.9
Flood risk (NRI)47.3
Wildfire risk (NRI)28.6
Hurricane risk (NRI)41.9
IRS net migration69