ZIP Code 42022 — Bandana CDP, KY Demographics & Data

ZIP code 42022 covers Bandana, KY in Ballard County with a population of about 200.

At a glance, the area shows median age of 20.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 42022 is about $89,583 — about 19% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; a mean commute of about 124.0 minutes (U.S. average near 26.8).

Median home value is about $88,700 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42022 in Bandana, KY, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $570. That sits below the local median household income ($89,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bandana CDP, KY as Very Low (composite score 39.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (29.6) and flood (12.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bandana CDP, KY show little to no average snow and around 49.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 42022 (Bandana CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.