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Dexter CDP, KY

ZIP 42020 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42020

Median Home Value
$185,300
Median Rent
$290
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,190/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

53.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42020 in Dexter CDP, KY, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,190. That sits below the local median household income ($65,893), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.0%+31% vs US avg
x
Vacancy Rate
5.5%-47% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
9.5%-25% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.0%-90% vs US avg
x
Mortgage-Free
40.2%+5% vs US avg
x
$185,300
Home Value
$290
Rent
1995
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached0.0%
  • 2-9 units1.0%
  • 10+ units0.0%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,300
Median rent$290
Owner-occupied86.0%
Vacant5.5%
Price-to-income2.8x
Est. income to buy$51,000