ZIP Code 41701 — Hazard city, KY Demographics & Data

ZIP code 41701 covers Hazard, KY in Perry County with a population of about 16,646.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

Hazard, KY sits in a university / college context (near galen college of nursing-arh (0.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 41701 is about $39,427 — about 48% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.7%; unemployment rate near 6.8%; 18.3% of adults with a bachelor’s degree or higher (about 15.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $107,500 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $517 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 61.7% (about 3.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 41701 in Hazard, KY, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. That sits below the local median household income ($39,427), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hazard city, KY as Relatively Low (composite score 73.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.3) and wildfire (77.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hazard city, KY show little to no average snow and around 51.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 621 for ZIP 41701 (Hazard city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.