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Prestonsburg city, KY

ZIP 41653 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41653

Median Home Value
$117,200
Median Rent
$507
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$753/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41653 in Prestonsburg city, KY, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $753. That sits below the local median household income ($43,984), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
57.0%+49% vs US avg
x
$117,200
Home Value
$507
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached0.4%
  • 2-9 units12.4%
  • 10+ units3.0%
  • Mobile home & other21.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,200
Median rent$507
Owner-occupied68.4%
Vacant12.8%
Price-to-income2.7x
Est. income to buy$32,000