ZIP Code 41605 — Betsy Layne CDP, KY Demographics & Data

ZIP code 41605 covers Betsy Layne, KY in Floyd County with a population of about 546.

At a glance, the area shows median age of 68.0 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the CHARLESTON - HUNTINGTON media market.

Betsy Layne, KY reads as a military / base-oriented community on US5’s intent model (elevated veteran share (21.2%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 29.9%; unemployment rate near 19.7%; 22.3% of adults with a bachelor’s degree or higher (about 11.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Mining; a mean commute of about 114.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $431 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 72.5% (about 7.1 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Betsy Layne CDP, KY as Relatively Moderate (composite score 94.2), which is among the highest nationally. The strongest component scores on US5 are flood (97.8) and wildfire (86.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Betsy Layne CDP, KY show little to no average snow.

IRS migration statistics show a net inflow of about 20 for ZIP 41605 (Betsy Layne CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.