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, KY

ZIP 41603 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41603

Median Home Value
$204,100
Median Rent
$661
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,311/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41603 in KY, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,311. That is roughly in line with the local median household income ($56,218). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.4%-18% vs US avg
x
Vacancy Rate
29.1%+182% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.2%-47% vs US avg
x
Mortgage-Free
57.3%+50% vs US avg
x
$204,100
Home Value
$661
Rent
1977
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.1%
  • 1-unit attached0.0%
  • 2-9 units3.5%
  • 10+ units2.4%
  • Mobile home & other38.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,100
Median rent$661
Owner-occupied53.4%
Vacant29.1%
Price-to-income3.6x
Est. income to buy$56,000