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Belfry CDP, KY

ZIP 41514 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41514

Median Home Value
$84,000
Median Rent
$484
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$540/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41514 in Belfry CDP, KY, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $540. That sits below the local median household income ($35,515), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
19.3%+87% vs US avg
x
Broadband Access
83.4%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
14.2%-71% vs US avg
x
Mortgage-Free
64.3%+68% vs US avg
x
$84,000
Home Value
$484
Rent
1986
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.2%
  • 1-unit attached2.4%
  • 2-9 units7.9%
  • 10+ units2.1%
  • Mobile home & other44.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,000
Median rent$484
Owner-occupied75.7%
Vacant19.3%
Price-to-income2.4x
Est. income to buy$23,000