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, KY

ZIP 41348 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41348

Median Home Value
$23,200
Median Rent
$297
Affordability Snapshot
$6,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$149/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

6.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41348 in KY, a household would need roughly $6,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $149. That sits below the local median household income ($34,223), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.3%+6% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
78.2%-10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.0%
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
15.2%-69% vs US avg
x
Mortgage-Free
83.5%+119% vs US avg
x
$23,200
Home Value
$297
Rent
1991
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached32.0%
  • 1-unit attached0.0%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other66.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$23,200
Median rent$297
Owner-occupied69.3%
Vacant12.4%
Price-to-income0.7x
Est. income to buy$6,000