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Campton city, KY

ZIP 41301 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41301

Median Home Value
$76,300
Median Rent
$347
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$490/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41301 in Campton city, KY, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $490. That sits below the local median household income ($29,786), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.3%+8% vs US avg
x
Vacancy Rate
18.4%+79% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
78.3%+105% vs US avg
x
$76,300
Home Value
$347
Rent
1991
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.5%
  • 1-unit attached0.3%
  • 2-9 units8.9%
  • 10+ units0.2%
  • Mobile home & other30.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$76,300
Median rent$347
Owner-occupied70.3%
Vacant18.4%
Price-to-income2.6x
Est. income to buy$21,000