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Paintsville city, KY

ZIP 41256 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 41256

Median Home Value
$269,200
Median Rent
$522
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,729/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 41256 in Paintsville city, KY, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,729. That is roughly in line with the local median household income ($69,803). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.1%+13% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
6.6%-56% vs US avg
x
Built Pre-1939
9.9%-23% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
34.9%-9% vs US avg
x
$269,200
Home Value
$522
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.6%
  • 1-unit attached0.0%
  • 2-9 units2.5%
  • 10+ units1.7%
  • Mobile home & other28.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$269,200
Median rent$522
Owner-occupied74.1%
Vacant6.0%
Price-to-income3.9x
Est. income to buy$74,000