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, KY

ZIP 40982 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40982

Median Home Value
$137,100
Median Rent
N/A
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$881/mo PITI).

To comfortably buy a median-priced home in ZIP 40982 in KY, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $881. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
27.8%+170% vs US avg
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
9.7%-25% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
67.0%+75% vs US avg
x
$137,100
Home Value
N/A
Rent
1963
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.8%
  • 1-unit attached0.0%
  • 2-9 units13.6%
  • 10+ units0.0%
  • Mobile home & other29.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$137,100
Median rent$-666,666,666
Owner-occupied74.0%
Vacant27.8%
Est. income to buy$38,000