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South Wallins CDP, KY

ZIP 40873 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40873

Median Home Value
$87,400
Median Rent
$560
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$561/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40873 in South Wallins CDP, KY, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $561. That sits below the local median household income ($31,389), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.9%+16% vs US avg
x
Vacancy Rate
19.1%+85% vs US avg
x
Broadband Access
75.9%-13% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
21.5%-57% vs US avg
x
Mortgage-Free
54.9%+44% vs US avg
x
$87,400
Home Value
$560
Rent
1988
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.6%
  • 1-unit attached0.0%
  • 2-9 units4.2%
  • 10+ units0.0%
  • Mobile home & other32.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,400
Median rent$560
Owner-occupied75.9%
Vacant19.1%
Price-to-income2.8x
Est. income to buy$24,000