ZIP Code 40840 — undefined, KY Demographics & Data

ZIP code 40840 covers KY in Leslie County with a population of about 490.

At a glance, the area shows median age of 51.5 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the TRI - CITIES, TN - VA media market.

Median household income in ZIP 40840 is about $54,330 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.4%; unemployment rate near 19.9%; 1.4% of adults with a bachelor’s degree or higher (about 32.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Mining, and Education; about 17.4% of workers reporting work-from-home (about 2.2 points above the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $71,500 — about 79% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40840 in KY, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $459. That sits below the local median household income ($54,330), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Very Low (composite score 31.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (62.8) and flood (57.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 52.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 40840 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.