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Coldiron CDP, KY

ZIP 40819 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40819

Median Home Value
$91,600
Median Rent
N/A
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$588/mo PITI).

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 40819 in Coldiron CDP, KY, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $588. That sits below the local median household income ($31,321), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.5%+37% vs US avg
x
Vacancy Rate
26.3%+156% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
17.3%+35% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
72.2%+89% vs US avg
x
$91,600
Home Value
N/A
Rent
1985
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.4%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other24.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,600
Median rent$-666,666,666
Owner-occupied89.5%
Vacant26.3%
Price-to-income2.9x
Est. income to buy$25,000