What to know about ZIP 40524
ZIP code 40524 covers ZIP 40524 with a population of about 3,938.
At a glance, the area shows median age of 30.1 versus a U.S. median of about 38.9.
It sits in the LEXINGTON media market.
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ZIP Code 40524 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
3,938
Density
N/A
Median income
$52,135
-31% vs US avg
Home value
$172,000
-51% vs US avg
Median rent
$837
-28% vs US avg
Timezone
N/A
Overview of ZIP Code 40524
Income and economy in ZIP 40524
Median household income in ZIP 40524 is about $52,135 — about 31% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 19.6%; unemployment rate near 3.7%; 32.8% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).
Labor and commute patterns include leading industry context around Retail trade, Administrative support, and Food services; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 40524
Median home value is about $172,000 — about 51% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $837 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 46.2% (about 19.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 40524, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,105. That is roughly in line with the local median household income ($52,135). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.